It seems we are constantly warned about a new way criminals are working to take our hard-earned cash. They are creative and manipulative in trying to trick people into giving up information or money. Scammers often target consumers via email or phone calls. They work hard to appear legitimate, using fake websites or email addresses, even impersonating a friend or relative or pretending to be a trusted business or government agency in order to add credibility.
Don’t be pressured into making fast decisions. You should take time to research an organization. Never provide your personal information. Don’t click on links from unsolicited email or text messages. If you are unsure about a call or email that claims to be from your bank, utility company, etc., call the business directly using the number on your bill. Never send money by wire transfer or prepaid card to someone you don’t know or haven’t met in person. Never send money for an emergency situation unless you can verify the emergency.